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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Representative Example
First Payment
£523.02
£523.02
46 Payments of
£523.02
£523.02
Final Payment
£533.02
£533.02
Cash Price
£21,995.00
£21,995.00
Deposit
£2,199.50
£2,199.50
Total Term
48
48
Total Credit
£19,795.50
£19,795.50
Total Payable
£27,314.46
£27,314.46
Fixed Rate of Interest (annum)
12.18%
12.18%
Representative
12.90%
APR
12.90%
APR
Included in the first payment shown is an administration fee of £0.00, Included in the final payment shown is an administration fee of £10.00
